We have spent a tremendous amount of time and money developing programs for our retired players. This fall, I talked to you, our active players—about the amount you contribute (or by which you reduce your salary) to fund pension, medical and disability benefits.

You also fund the Retired Players Department, the Players Assistance Trust (PAT) and the Alliance (comprised of the NFLPA PAT, NFL Alumni Association's Dire Need Fund and Hall of Fame Enshrinee Assistance Fund). We're developing a joint-replacement program, an assisted living program and improvements to the disability plan administered by the Bert Bell/Pete Rozelle Retirement Plan.